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Leveraging Expertise. Listening to Your Needs.

At Life Elevated Financial, our mission is to help individuals, families, and businesses build stronger financial futures. We believe achieving financial wellness isn’t one-size-fits-all—it’s about creating personalized strategies that align with your unique goals.

Our Story

Life Elevated Financial was founded with a simple vision: to make financial guidance accessible and empowering. Like many of our clients, Carmina’s career started in the corporate world—working in operations, marketing, and sales. Navigating her own financial journey, she realized how challenging it could be to make informed financial decisions while balancing the demands of work and life.

That realization sparked a desire to make financial guidance more approachable and understandable. Combining her experience in business with a passion for helping others, Carmina founded Life Elevated Financial—a practice rooted in trust, integrity, and client-centered support.

Our Approach

We believe financial wellness goes beyond numbers—it’s about understanding your story and helping you make confident, informed decisions. Carmina’s unique perspective brings a blend of practical insights and real-world experience to the table. Whether it’s protecting assets, growing wealth, or planning a legacy, we focus on solutions that work for your life.

Why Choose Us?

  • Personalized Strategies: Tailored to your specific goals.

  • Customized Financial Guidance: Real-world experience combined with financial knowledge.

  • Integrity & Trust: Building lasting relationships through honest advice.

  • Extensive Support: From protection to wealth accumulation and legacy solutions, we’ve got you covered.

Empowering our clients is our passion. Let’s start building your financial future—together.

Disclosure

Carmina Ilagan is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #9492966), AZ, CA (CA Insurance License #0G70838), CO, CT, DC, IL, MA, MD, MO, NE, NV, NY, RI, TX, UT, VA, WA, and WV. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Carmina Ilagan is licensed and authorized to offer insurance in California and Arkansas, but Life Elevated Financial may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Carmina Ilagan is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 425 Market St Ste 1600, San Francisco, CA, 94105. In this regard, this communication is strictly intended for individuals residing in the states of CA, NC, NV, NY, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Life Elevated Financial is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Life Elevated Financial nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

For more information about NYLIFE Securities LLC and its investment professionals.

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  • About Us
    • My Background
    • Working Together
  • Strategies & Solutions
    • Life Stages
    • Advanced Planning Resources
    • Our Services
  • Client Education
    • Calculators
    • Articles
    • Tax Resources
    • Videos
  • Account Access
    • NYL Online Account
    • NYLIFE Securities
    • MainStay Mutual Funds
    • AARP Life Insurance from NYL
  • Get in Touch

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